Individual Insurance Includes:

  • Life Insurance
  • Disability Insurance
  • Non-Medical Insurance
  • Health and Dental Insurance
  • Travel Insurance
  • Conversion of Employee Benefits to Individual Insurance


Your need for individual insurance often depends on your occupation and your stage of life. Occasionally one product will meet your needs, frequently a combination of insurance products is a better fit. Combination insurance products are recommended for financial security.

Life insurance is a tax free way to transfer assets, pay estate taxes and maintain your family’s lifestyle. Our life insurance products can meet your needs.

Disability insurance will help relieve the financial burden of an illness when you are no longer able to earn income.

Non-medical insurance is primarily through Canada Protection Plan. CPP has many products available through a broker.

Individual health and dental plans supplement government and employment plans, giving peace of mind for any unforeseeable health expenses.

Medical emergencies outside the province and Canada are covered with individual travel insurance. Government health insurance does not cover individuals outside of Canada. Travel insurance products are for the traveller outside the province or country, short term residents and landed immigrants arriving in Canada.

Our individual insurance specialist can assist with conversions of group life, health and dental insurance on retirement to individual life, health and dental insurance.

Please contact our individual insurance specialist today.