Group Employee Benefits Include:

  • Health and Dental Employee Benefits
  • Group Life Insurance
  • Accidental Death and Dismemberment Insurance
  • Dependent Life Insurance
  • Critical Illness
  • Short Term Disability/Weekly Indemnity
  • Long Term Disability
  • Best Doctors Program
  • Employee Assistance Programs
  • Weekly Indemnity

Agro Insurance will provide a complete analysis of your group benefit plan. We offer a range of alternate group benefit plans: TPA (Third Party Administrator), ASO (Administrative Services Only), HSA (Health Spending Accounts) and Cost Plus.

Employee health and dental plans are demanded by Canadian employees as part of the employment contract between employee and employer. Employees and their families enjoy improved health while curbing personal expenses.

Employers use employee benefit plans to attract employees and retain current employees. With our Canadian economic climate, employers are looking for cost effective plans while improving benefits for their employees.

Agro Insurance will design an employee benefit plan to accommodate the employee’s requirements, along with reducing costs for the employers.

Group Life, Accidental Death and Dismemberment and Dependent Life are based on employee demographics: age, gender and occupation. Group Life and AD&D benefit coverage starts from a flat minimal dollar amount. Optional Life and AD&D insurance are available to employees requiring additional insurance.

A speciality carrier will provide the very best rates the insurance industry can offer on pooled benefits (Life, AD&D, Dependent Life, Short and Long Term Disability).

Employee assistance programs boost productivity and keep employees informed. EAP benefit (employee assistance programs) offers assistance from simple to complex questions for employees and their families.

Health programs provide the employee and their families a wide range of health information.


Please contact our business insurance specialist for more information.